About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Every home loan has two parts: principal and interest. The principal is the amount you borrow, and the interest is what you pay to borrow the money.

Different types of home loans give you choices on how to structure your interest payments to meet your specific financial needs.

When shopping for a home loan, there are two major types of loans that you can choose from: a fixed-rate mortgage or an adjustable-rate mortgage (ARM).


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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from nationalized banks. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Borrow Loan offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Borrow introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

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Home Loan - Eligibility

Any salaried, self-employed or professional Public and Private entities, Government sector employees including Public Sector is eligible for a home loan.

Age

Maximum age of applicant at loan maturity: 70 years

Income

Minimum Net Monthly Income: 20,000

Credit Rating

Applicant should have the bank specified credit score.

Home Loan - Documents

Documents Required Salaried Self Employed
Application Form Signed with photographs Signed with photographs
Identity Proof PAN card, Passport, Driving License, Aadhaar Card, Voter id, Govt issued i-card PAN card, Passport, Driving License, Aadhaar Card, Voter id, Govt issued i-card
Certificate and Proof of Business Existence PAN, Sales tax/ Excise/ VAT/ Service tax registration, Copy of partnership deed, Trade license, Certificate of practice, Registration certificate issued by RBI, SEBI
Address Proof Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ Bank statement (not more than 3 months old) Bank statement, Utility bill, Registry copy, Lease or rent agreement, TAN allotment letter
Income Proof Form 16, Latest 6 months salary slip, Last 6 months bank statement Last 2 years ITR, Last 6 months bank statement
Age Proof PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate
Property Documents Past title chain – Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension Past title chain – Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension

Why should you apply for a home loan at Art of Loans?

Art of Loans is a one-stop solution for all your financial needs. In here, we try to provide you with the best services that are hassle-free and quick in nature. For home loans, we provide you with a comparative analysis of what different banks are offering and assist you in your final decision.

Here are a few reasons for you to apply for a home loan at Art of Loans

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All you need to do is provide your details below application form.

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